Summary of The Haven's Benefit Program - Employment

We are pleased to provide you with a summary of The Haven's benefit program. The Haven recognizes that benefits are an important part of a total compensation package and, because of this; we give our employees the opportunity to make selections that best meet their benefit needs. We are striving to provide benefit choices that allow employees to custom tailor their benefits.

Eligibility
Cafeteria Plan 125
Benefit Coverage
Health Insurance Plan Options
Dental Insurance Plan Options
Life Insurance and AD&D Insurance
Paid Time Off (PTO)
Direct Deposit
Pension
How to learn more

Eligibility
Regular full-time employees who work at least 32 hours per week are eligible for benefit coverage. Spouses and dependent children of eligible full-time employees are also eligible for health, dental, and supplemental insurance plans.

All benefit coverages are in effect for both employees and their dependents (if coverage was elected) 30 days after your hire date and the first of the following month.

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Cafeteria Plan 125
An added advantage our program is that premium payments you contribute for both health, dental and supplemental insurance are automatically paid on a pretax basis. When you pay for your benefits with pretax dollars, you are actually reducing your taxable income.

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Benefit Coverage
Benefit choices are additional benefit options for which you may be required to pay part or all of the cost for the options you select. The benefits coverage includes:

Health Insurance Plan Options
You will be eligible to enroll yourself and eligible dependents in a health insurance plan. The Haven offers two Preferred Provider Plan (PPO) for employees to choose from through Blue Cross Blue Shield. The Haven pays a significant portion of premium costs for your health plan. Dependent coverage will be covered in full by the employee.

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Dental Insurance Plan Options
Dental protection is an important part of a complete health benefits program. The Haven provides all employees the opportunity to elect dental coverage through Guardian Dental Plan. Employees are offered two plans, a Prepaid Dental Plan (DMO) and Preferred Provider Plan (PPO). The Haven pays a significant portion of premium costs for your health plan. Dependent coverage will be covered in full by the employee.

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Life Insurance and AD&D Insurance
The Haven provides, at no cost to you, Life Insurance and Accidental Death and Dismemberment Insurance. You will be requested to provide beneficiary information for both of these benefits.

In addition to the core benefits provided by The Haven, you have the option to purchase supplemental insurance through Aflac for yourself and/or dependent coverage for your spouse and/or children.

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Paid Time Off (PTO)
The Paid Time Off (PTO) program is designed primarily for your rest and relaxation. This program allows you to manage your own time away from work, whether it is used for sick, personal, or vacation time. Full-time employees begin to accrue PTO as of their date of hire. After 90 days of employment, your PTO balance is available to use. Full-time regular employees accrue 18 days per year their first to third year. On their third to fifth year 23 days are accrued and over 5 years 28 days are accrued over the year.

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Direct Deposit
The Haven offers all employees the convenience of direct deposit. Employees are encouraged to have their biweekly paycheck direct deposited to the bank of their choice. Direct deposit is a safe, hassle free way to get checks deposited and avoid standing in line at the bank!

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Pension
Employees, after 30 days and the first of the next month you will be eligible to enroll in The Haven's 403(b) pension plan.

The Human Resources Director can provide you with more information on these and other programs.

This information contains the highlights of the benefit options available through The Haven. This is intended to be only an overview to assist you in understanding the options available to you. Not all plan provisions, limitations and exclusions are included here. In the event of any conflict between the information contained in this publication and the plan provisions, the plan documents' summary plan descriptions and insurance contracts will govern. The Human Resources Department has all plan documents, summary plan descriptions and insurance contracts, which are available for your review.